Apps that save your budget

December 2, 2021
Apps that save your budget

Sales such as “Black Friday” hit the wallets of buyers, during this period you should not lose your head, but responsibly monitor your expenses and adhere to the planned budget.

Keeping track of the money you spend today is easier than ever: there are many mobile apps to help you manage your money responsibly and within your budget on a daily basis.

Continuous monitoring of costs and revenues is the first and one of the most important steps to improve financial literacy and start saving. Smart mobile apps make it easy for anyone to track their spending habits and be held accountable for their finances, experts say.

Black Friday is considered the beginning of the New Year’s shopping and gift boom, with almost all outlets announcing the largest sales and special offers. This year, promotions in most retail outlets do not take place one day, but most of the week. Financial management apps can help you track money spent, stick to a budget, or even save money during sales.

Spendee is one of the most popular and widely used personal finance tracking applications. Using the application is very simple – as soon as you create your “wallet”, you will need to record your income and expenses on a daily basis.

Spendee Money & Budget Planner
Spendee Money & Budget Planner
Cleevio s.r.o.
Spendee Money & Budget Planner for iOS

Each amount of money spent or received has a specific meaning, such as “transportation”, “food”, “salary” or “bonus”. The application has convenient tools for viewing statistics – you can see in which category you spend the most on various charts and charts. Spendee allows you to attach photos to a specific magazine in your magazine for even more accurate tracking of your purchases. The gadget has a free version, but you can purchase a paid one to manage multiple budgets at the same time, connect an application to a bank, or synchronize data between multiple devices.

Monefy – It is easy to manage your finances with this application, as you do not need to break it down into categories. Just enter the amount spent on each purchase and add it. This way you can easily track your money and even save. Application developers believe that this is one of the best programs for saving, because comparing the income and expenses received, you can thoughtfully plan your finances. The app also allows you to enter several different currencies, link different devices and choose the reporting form – a chart or a list.

Monefy – Budget & Expenses app
Monefy – Budget & Expenses app
Reflective Technologies
Monefy – Budget & Expenses app for Android

Goodbudget Budget Planner – The app is different in that it is ideal for saving, managing and monitoring finances for couples or families, since two users can complete the same account. To connect more users, a paid version of the application is required. This application is intended for more advanced users who are already in the business of financial planning and intend to purposefully save money. Here you can manually add invoices, cash amounts and debts, and also distribute money to expense categories. This financial management program is based on a savings system, where all future spending is placed in virtual envelopes for various purposes. Data for each value category is presented visually, and all statistics are presented in the form of graphs and charts.

Splitwise is a tool for those who often need to share expenses with friends or family. You can send invitations to your contacts by email, messengers or SMS with an invitation to join a financial group. These groups are very useful when you need to quickly and easily solve financial problems among colleagues, friends, or family members. All team members can enter total costs into the application, categorize them, and determine which team members will contribute to those costs. The app shows who owes whom, and you can add comments to the expense, as well as photo receipts. The app even has an alert feature that lets you remind you when the group needs to pay for any service.